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Why You Should Consult With an Auto Accident Lawyer Florida's no-fault auto insurance law covers injuries and property damage, unless the negligent driver is not insured. It is essential to consult an attorney for car accidents prior to making a recorded or a written statement to an insurance company. If your case is taken to court, oral or written statements may be used against you. A lawyer who has experience is able to present your case in the most effective light. Damages There are two broad categories of damages a victim could receive following a car crash: economic and non-economic. Economic damages are quantifiable and measurable that are easily quantifiable. Medical bills, lost wages, and car repair costs are just a few examples. Non-economic damages, on the contrary, are more difficult to quantify. These damages can include pain and suffering, emotional distress, and loss of enjoyment of living. An experienced lawyer for car accidents can assist victims in claiming the maximum amount of compensation. They can also advocate for a fair settlement from the insurance company of the driver at fault. They may even bring the case to trial if the insurance company refuses to pay the full amount. A good lawyer for car accidents should ensure that victims are compensated for their possible expenses and losses. They can do this by gathering as much evidence as possible at the scene of the accident. They can, for example capture images of the scene of the accident, and collect information from witnesses. This will ensure that the insurance company isn't attempting to undervalue a claim, or reject it completely. Furthermore, a car crash attorney should help victims calculate the total cost of their injuries. This includes past and future medical treatments, and any costs related to the home or hiring someone to perform chores or cook if injury makes it impossible for the victim to perform these tasks. Medical bills Medical bills can quickly pile after a car accident. Even with no fault insurance or a settlement for personal injury lawsuits they won't magically disappear. You'll need help with paying them now, not later. There are two quick ways to get your medical bills paid that are covered by your car insurance and your health insurance. In New York, the former is referred to as Med Pay and covers the first medical expenses after an accident, regardless of who was at fault. The latter is usually provided by the state (Medicare) or via an insurance company that is private. Always consult the doctor following an accident, especially when you're feeling unwell or think that your injuries aren't that severe. A quick evaluation will ensure that all your injuries are properly treated including any internal injuries. In addition your visit can result in the medical report that could be essential in the event of a lawsuit. If you have exhausted the two options above after which you can go to the driver who was at fault's liability policy if it is sufficient to pay for any damage. Be aware, however that you'll have to pay your own deductible as well as copays first. In the end, you'll be reimbursed for your expenses related to the accident once an acceptable settlement has been reached with the party at fault. This is why it's important to keep track of all your bills and anything you spend out of pocket. Loss of wages A serious accident in the car can also result in a loss of income. It can be very difficult to meet your financial obligations when you are unable to work due a car accident injury. You may need to borrow money from family or use savings from your personal account until your case is settled. A seasoned New York car accident attorney will review your case and determine whether you have an adequate claim for loss of earnings. In the event of a car accident, a judge may make a decision to award compensatory damages to pay you back the money you would have made in the event that you weren't injured. The benefits, wages and overtime fall under the umbrella term of “economic damages.” The purpose of this type of compensation is to restore you to your financial situation prior to the incident. If you're working but aren't because of an injury Judges determine the amount you've lost reviewing a letter from the plaintiff's employer that confirms the salary or hourly pay and the amount of time they've missed from work. Other relevant documentation can include paycheck stubs, bank statements, profit-and-loss reports as well as tax returns. A lawyer for auto accident claims compensation for future earnings lost. auto accident law firm orem is a complex component of your damages that can be difficult to prove and may require the assistance of an expert witness. Pain and suffering You may be left with unpaid medical bills, damaged to your property, and lost income if you have a severe car accident. There is also the possibility of suffering emotional and psychological trauma. The suffering and pain you endure can be real and requires compensation. A lawyer can help get you the compensation you're due. A lawyer can also help deal with insurance companies. Since insurance adjusters have their own financial interests in mind, they often try to deny or minimize your claim. A lawyer who handles car accidents will protect you from these tactics and negotiate an appropriate settlement for your losses and injuries. While you're recovering from injuries, you must document all of the costs and property damage that resulted in the accident. Included in this are medical bills, repair estimates and receipts for items damaged. Photograph your injuries as well as the scene of the accident. Avoid discussing the incident with anyone other than medical professionals and police officers. A lawyer can help determine the person responsible for the accident. New York is a state that uses “comparative negligence” which means that the amount you are awarded for damages will be reduced by the percentage of your responsibility. In some instances it is a corporation, city or state agency or an sanitation company or public transportation service could be the responsible party.